CardFinans Nakit is the debit card of QNB Finansbank. You can do shopping with it, using the available balance* in your account.
You can shop online, with the guarantee of the 3D Secure System.
You can earn MoneyPoints with CardFinans Nakit, and spend these at contracted merchants of QNB Finansbank, enjoying free shopping.
Thanks to PosMoney, when you shop for TRY 10 or above, you can withdraw cash at the register, from TRY 10 up to TRY 100.
You can make social security premium payments with CardFinans Nakit.
Even if you do not have sufficient funds in your account, you can withdraw cash from, and shop with, your Overdraft Account, with an affordable interest rate.
You can link a maximum of 5 demand deposit accounts with QNB Finansbank branches to CardFinans Nakit, one of them being the main account.
It enables you to access your account 7 days and 24 hours at QNB Finansbank ATMs, and saves you from the risk of carrying cash.
Using the Overdraft account limit that will be defined to the main account linked to your CardFinans Nakit, you can withdraw cash even if you do not have funds in your account, 7 days and 24 hours.
You can also use your Overdraft Account to make regular utility payments (electricity, water, natural gas, mobile phone and similar bills), and other regular payments such as credit card debt, credit card installments, insurance premiums, school tuition installments, and to meet another short term cash needs as well.
You can view all of your accounts linked to your personal debit card at QNB Finansbank ATMs. At the ATMs of other banks, you can only view your main account linked to your card.
*Available Balance: Demand Deposit Account Balance + Overdraft Account Limit + Automatic Account Balance - Restrictions on the Overdraft Account limit - Overdraft Account limit utilization - Other Restrictions