Gift Money Program

GIFT MONEY

Another great offer from CardFinans: Gift Money

After a spending of 150 TL or above from QNB Finansbank merchant network member stores, a certain amount of your spending will be reimbursed in return for a spending commitment. The Gift Money amount placed for each customer can be learned via SMS: In order to learn the amount of Gift Money you can use, you can simply write HEDIYE, space, last 4 numbers of your credit card and send the text to 2273.

For Postpone Purchase service all you need to do is to call 0850 222 0 900!

Gift money is a spending commitment program exclusively designed for CardFinans customers. It presents the opportunity of spending reimbursement for the transactions amounting from 150 TL to 1500 TL in return for a spending commitment. In order for a transaction to qualify for Gift Money program, it must be realized with a QNB Finansbank personal credit card, in one of the Gift money network member stores and on a QNB Finansbank POS.

The amount of Gift Money that can be used ranges from 150 TL to 1500 TL, depending on the credit card limit of the customer.

After the eligible transaction is completed, a text message and a code appears on the slip message of POS. The code on this message must be texted to 2273 within 3 days. If the customer and the transaction qualify for Gift Money pogram, the participation will be confirmed via SMS.

To learn your Gift Money limit, you can send a text to 2273, writing “HEDIYE”, space, the last 4 digits of your credit card.

12 months for the Gift Money amounts between 150 TL and 500 TL and 18 months for the Gift money amounts that are over 500 TL. The maximum amount of monthly spending commitment that can fulfilled is 150,000 TL.

You can learn the remaining spending commitment in return for the Gift Money you used via Internet Internet Banking, credit card statement. Alternatively, you can send send a text message to 2273 writing “KALAN”.

All of your spendings that are realized with the card with which the original Gift Money transaction has been realized qualify for spending commitment fulfillment. Exceptions: the Cash Advance and Instant Loan do not fulfill your spending commitment.

In the case of return the part of the original reimbursement that is not fulfilled by the spending commitment will be credited to your account.

The amount of the original reimbursement that is not fulfilled by the spending commitment will be returned to your receipt. For instance, if you do not keep your commitment for 50 TL Gift Money, at the end of the spending commitment period, 50 TL would be credited to your card.

Every 100 TL spending pays off the 1 TL Gift Money balance. At the end of the spending commitment period the remaining Gif Money balance would be credited to your card. For instance, if you do not keep your commitment for 50 TL Gift Money, at the end of the spending commitment period, 50 TL would be returned to your credit card.

Customers who has QNB Finansbank personal credit cards who pays for the credit card balances regularly and has at least 1,875 TL credit card limit can benefit from the program.

To participate the campaign, customers must send a message to 2273 by wiriting HP, spacing within 3 days and give the spending commitment. The code is included in the slip after the spending of 150 TL or above from QNB Finansbank merchant network member stores includes the Gift Money programme.

Only customers that are offered Gift Money with the slip message can benefit from the program. As a result of the evaluation conducted by QNB Finansbank, Gift Money can be offered for the whole transaction or a fraction of it.

Participation in the first statement after the approval of the relevant card in the amount of money specified in Gift shop slip single shot , the process will be returned in installments in installments from the first statement.

The maximum amount of Gift Money that can be offered to a customer at once is 1,500 TL.

A maximum 500 TL worth of Gift Money will be given in return for a 12 month spending commitment period; Gift Money usage that is above 500 TL will be offered in return for an 18 month spending commitment period.

Each 100TL shopping, 1 TL off a Gift Money balance. In case of absence of the promised spending the remaining balance at the end of the specified period, the remaining balance will be reflected in Money Gift statement.

Maximum spending commitment that can be fulfilled within a month is equivalent to 150 TL worth Gift Money.

Only transactions that are realized with the card that is used for the original Gift Money transaction qualify for spending commitment.

Cash advances and Instant Credit transactions are not included in the spending commitments.